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Here’s what you can do to help keep social security strong There are exceptions for specific nonworking family members. Add your name and pledge to protect social security
Find out how aarp is fighting to keep social security strong Social security benefits are earned and you must have paid into the system for at least 10 years Get expert advice on social security benefits and answers to common questions
The family maximum is the most a household can collect from social security, which is calculated in a variety of ways depending on the family situation.
Can someone who's not a u.s Find out how much you can receive from social security if you are eligible for more than one type of benefit. If your mate isn’t yet on social security, you can claim your retirement benefit at 62 (or later) and switch to spousal benefits when they do file. The most an individual who files a claim for social security retirement benefits in 2025 can receive per month is
$2,831 for someone who starts benefits when they turn 62 $4,018 for someone who files at full retirement age (66 and 8 months for people born in 1958 and 66 and 10 months for people born in 1959) $5,108 for someone who files at age 70. You can collect benefits on a spouse’s work record regardless of whether you also worked
If you did work and are eligible for your own retirement benefit, social security will not pay you both that and a spousal benefit — you’ll receive the higher of the two amounts.
You can work and collect social security benefits, but the amount you receive will depend on whether you’ve reached your full retirement age.
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