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The 401 (k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer contributions (employer matches don’t count toward this limit.) however, the total contribution limit — which includes employer. Employees can contribute up to $24,500 to their 401 (k) plan for 2026 vs
Employee contribution limits for 401 (k) have increased for 2025 For 2025, the 401 (k) limit for employee salary deferrals is $23,500 Employees can contribute up to $23,500 in2025, an increase from $23,000 in 2024
Note that employees can never contribute more than their total compensation for the year.
Here’s what the new rules entail How ira limits are rising in 2025 in 2025, ira contributions max out at $7,000 for workers under age 50 and $8,000 for workers ages 50 and older. Employee and employer deferrals into 457 (b) plans: For 2025, you can defer $23,500 into your 401 (k) plan, up from $23,000 in 2024
In calculating contribution allocations, a plan cannot consider any employee compensation in excess of the annual compensation limit (401 (a) (17)) This limit is also imposed in determining the annual benefit limit (above).
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